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The money in your account is available at any time without notice
Intelligent savings with smart transfers between your current and savings account
You can manage online transfers between your accounts yourself
Our Spořicí účet PLUS flexible savings account lets you continuously add value to all your currently idling money.
Deposits are insured under Act No. 21/1992 Coll. up to the amount of 100 000 EUR per client.
Simply put, it works how you set it up. Set up the maximum or minimum limit of funds in your current account (CHYTRÝ účet pro podnikatele, AKTIVNÍ účet pro podnikatele, EXKLUZIVNÍ účet pro podnikatele). Also, set up the frequency for checking the available balance of your current and savings accounts. You do not have to think about any transfers. The intelligent savings service does it for you.
The maximum limit is the amount you want to have in your current account on the day of the check. Any funds exceeding the specified value will be transferred to your savings account.
The minimum limit is the amount you want to have in your current account on the day of the check. Any funds missing to reach the specified value will be transferred from your savings account back to your current account.
The direct debit frequency is the time when the available balance of your current and savings accounts is checked (and the relevant amount of funds is transferred, if any). For example, if you choose a 1-week frequency, the available balance of your account will be checked, and funds will be transferred to or from your savings account, if necessary, once a week.
Opening a Spořicí účet PLUS savings account is easy. You can get Spořicí účet PLUS pro podnikatele with any current business account (CHYTRÝ, AKTIVNÍ or EXKLUZIVNÍ).
Our Spořicí účet PLUS flexible savings account lets you continuously add value to all your currently idling money.
Deposits are insured under Act No. 21/1992 Coll. up to the amount of 100 000 EUR per client.