FREE ACCOUNT FOR STUDENTS AND CHILDREN - AKTIVNÍ ÚČET

FREE maintenance without any conditions

Unlimited number of cash withdrawals from ATMs of all banks in the Czech Republic and abroad

Easy account control using our Raiffeisen bankovnictví application

What else you get for FREE

Children and students up to 26 years of age may open the account

An unlimited number of cash withdrawals from all ATMs in the Czech Republic and abroad

Two international contactless payment cards

Instant payments done in seconds between banks supporting the service

Unlimited number of EUR foreign payments within the EU

Up to 18 currencies under one account number (CZK, EUR, USD, GBP, CHF, JPY, CAD, PLN, HUF, ...)

Detailed product information

For children and students, we offer our AKTIVNÍ účet completely FREE and without conditions.

Unlimited number of incoming and outgoing CZK and EUR payments from Slovakia's Tatra banka
Secure payments at retailers with two international debit card and a credit card
Easy account administration in our modern Internet Banking

Up to 18 currencies under one account number

CHYTRÝ účet is a multicurrency account. This means that you can hold up to 18 other currencies in the account in addition to the Czech crown, such as EUR, USD or GBP. Everything is available to you in our user-friendly Internet Banking.

Convenient mobile phone payments

Make convenient, easy and secure payments using your mobile phone. You can add your Raiffeisenbank cards to the Apple Pay and RaiPay applications. Just download the app to your mobile phone and add the cards you wish to use.

Frequently asked questions

What do I need to open my AKTIVNÍ účet for students and children?

You must be 0-26 years old
ID card or passport
Czech residence permit or another document establishing your relation to the Czech Republic
Confirmation of study or ISIC card with a valid sticker or EYCA Student European youth card for students who are 19 or older
If you are under 18 and have foreign citizenship, it’s not possible to open a current account.

Are any ATM withdrawals subject to an extra charge?

Unlimited ATM withdrawals do not apply to ATMs subject to an extra fee charged by the ATM operator. Usually, these are ATMs of non-banking institutions and the extra fee is usually explicitly mentioned to the cardholder on the ATM display to approve it in order to proceed with the withdrawal.

What do I need to transfer my account to Raiffeisenbank?

To transfer an account, you need to visit any of our branch offices with your ID card and account statement or list of payments. We will take care of everything on your behalf within the statutory term of 13 business days.

Are there any fees associated with the change of the bank?

We are pleased to be your new bank. Thus, the service is completely free of charge.

If I decide to transfer my account to you, do I have to transfer all my regular payments along?

We will complete a bank change request together when you visit our branch office. In the request, you choose whether we will transfer your payment operations as a whole or just some of them. Also, we will give you an opportunity to close your original account and transfer the balance to your new account held with Raiffeisenbank.