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Personal Finance
Remortgaging
Do you have a mortgage with another bank at a higher rate than we can offer you? Or would you like to reduce your repayments? Transfer your mortgage to us. Even if your mortgage fixation with another bank ends in 24 months, you can already arrange a rate with us.
Quick approval
We will process your mortgage within 3 days after you deliver us all documents.
Easy processing
No need to pay for a new property appraisal. In most cases, the one you provided to your previous bank is sufficient.
Minimal costs
There are no fees for processing your mortgage.
Product information
Transfer your mortgage to us and take advantage of our tailored offer and better terms.
- We will lend you up to 20 million. You can increase the mortgage you transfer.
- Repayments can be spread over 5–30 years.
- You can fix the interest rate for 1–7, 10 or 15 years.
- Do you have several mortgages? We can consolidate them into one with better terms.
How to Arrange a Mortgage
Offer with Guaranteed Rate
You can calculate your mortgage in our calculator, where you can easily find out how much we can lend you. We will send you the offer via email right after you click on "Získat nabídku" and fill in a few details. Our offer does not bind you to anything, while we guarantee you the interest rate for 30 days
Fill Out the Application
From the guaranteed offer, you can smoothly proceed to the mortgage application, or you can choose a date for us to call you if you need advice. We can fill in the application together over the phone, or you can complete it later. After you submit the application, mortgage advisor will call you to finalize the property appraisal and sign the contract.
Property Valuation
We will appraise your property online or arrange for an appraiser to contact you.
Approval and Signing the Contract
Once you provide us with the necessary documents, we will process your mortgage within 3 days. After the mortgage is approved, we will send you the contract for review. You can discuss the contract with mortgage advisor and agree on how to sign it. You can sign the contract in person at our mortgage center or electronically through online banking.
Draw Down the Mortgage
You can draw down the mortgage in a lump sum or gradually. It’s entirely up to you. You can submit a drawdown request through online or mobile banking.
Our mortgage centers
Would you prefer not to handle the mortgage online, but rather in person with our mortgage advisor at a mortgage center? Visit us at one of our mortgage centers.
