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Personal Finance
Visa Gold Credit card
Perfect for travel. The card includes a year-round travel insurance and many other benefits.
Visa Benefit Program
Enjoy lots of unique benefits and services to make your travel more enjoyable.
Attractive discounts
Thanks to the RB Club you will get many attractive discounts at merchants.
Year-round Travel Insurance
The insurance included with your card will protect you and your family.
Enjoy the benefits of Visa Gold credit card
You can use your credit card as a loan that is immediately available to you. You can use the bank's money up to a limit. If you repay the money during the interest-free period, which is up to 55 days, you do not pay any interest.
- Limit up to CZK 500,000
- The card fee CZK 199 a month
- Get discounts at hundreds of retailers
The program RB Club gives you an opportunity to get discounts on purchases of goods and services. The program includes online shops as well as traditional stores all over the Czech Republic - Year-round travel insurance included in the price of the card
Year-round travel insurance protects not only you but also your family when you travel. - Benefits at Václav Havel Airport in Prague
Free entry to the FastTrack Lounge in Terminal 2. Wait for your departure in the airport lounge. - Nonstop Visa doctor on call
As a cardholder, you can use the Visa doctor on call service. You have three free phone consultations per month with doctors of different specialties. - Visa Assistance
The assistance service will take care of all requests and wishes, starting with the selection of a cleaning company, babysitting, help with organizing a family celebration, legal services, arranging a luxury holiday or a glamorous party, etc.
What do I need to get a credit card?
- Age over 18
- Regular net monthly income of at least CZK 12,000
- Have Czech citizenship or permanent residence or a residence permit in the Czech Republic
- A valid identity document
- Phone number and email contact
How long does it take to issue a credit card?
If you are already a Raiffeisenbank client, you can process your application completely online.
If you are not yet our client, we will process your application online and you can sign the contracts via Bank iD or at a branch.
We will issue your card within minutes after you sign the contract. You don't even have to wait for the plastic card to arrive in the post, just load it into your mobile wallet and you can use it immediately.
I received a new card, how to activate it?
Activate your newly issued credit card when it is delivered to you.
The card can be activated:
- Online in Internet or Mobile Banking - click Activate in the card details. The first time you make a payment at a merchant, insert the card into the terminal and enter your PIN.
Or
- by first contact transaction at a merchant or ATM. Insert the card into the terminal or ATM and enter the PIN.
I lost my card or it was stolen. How do I block it?
If your card is lost or stolen, block it immediately in your Internet or Mobile Banking in the card details. Or contact our customer service line +420 412 446 402.
Credit card documents
The English webpage is only informative and does not represent a proposal to conclude a contract. The Agreement and related documents are always executed in the Czech language.